Xero vs QuickBooks
Xero's smallest plan is Ignite and QuickBooks Online's is Simple Start. The two pricing pages describe users, currencies and plan changes quite differently, so the table puts their own words side by side.
- By Book Keeping Pros
- Sources checked 15 Oct 2026
Where Xero and QuickBooks differ
- QuickBooks Simple Start is for 1 user. Xero says it has no per-user licence fees.
- Multi-currency starts at the QuickBooks Essentials plan. In Xero it starts at Comprehensive.
- QuickBooks lists budgeting from its Plus plan. Xero's pricing page lists budget with smart suggestions from its Comprehensive plan.
- QuickBooks lets you move up or down between plans at any time. Xero lets you move to a less expensive plan one month after upgrading.
Xero and QuickBooks plan details
| Plan detail | Xero | QuickBooks |
|---|---|---|
| Ignite or Simple Start plan, per month after any offer | $37 | No current price in its page's HTML when checked |
| Users on the entry plan | No per-user licence fees | 1 user |
| Multiple currencies | Comprehensive plan and up | Essentials plan and up |
| Budgeting feature each pricing page lists | Budget with smart suggestions, Comprehensive plan and up | Plus plan and up |
| Moving to a less expensive plan | One month after upgrading | Up or down at any time |
| Cancelling | Monthly, until cancelled | No lock-in contracts; monthly plans can be cancelled anytime |
Source: Xero Limited, Pricing plans (Australia); Intuit Australia Pty Ltd, QuickBooks plans and pricing (Australia). Checked 15 Oct 2026.
General information
Sources
- Pricing plans (Australia)
Xero Limited. Current at 15 October 2026, released 15 October 2026. Checked 15 October 2026.
Xero is a trademark of Xero Limited. Licence: Xero terms of use (facts quoted with attribution, no endorsement implied).
- QuickBooks plans and pricing (Australia)
Intuit Australia Pty Ltd. Current at 15 October 2026, released 15 October 2026. Checked 15 October 2026.
QuickBooks is a trademark of Intuit Inc. Licence: Intuit Australia legal terms (facts quoted with attribution, no endorsement implied).