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Xero vs Reckon

Reckon One is Reckon's cloud accounting product, and Accounting Plus is its entry accounting plan. Set against Xero's Ignite, the two pages differ most on budgets, currencies and where they say your data is kept.

  • By Book Keeping Pros
  • Sources checked 15 Oct 2026

Where Xero and Reckon differ

  • Reckon lists creating budgets from Accounting Plus. Xero's pricing page lists budget with smart suggestions from its Comprehensive plan.
  • Xero lists multiple currencies from Comprehensive. Reckon's accounting software page does not mention them.
  • Reckon says its data is hosted on Australian servers powered by Amazon Web Services. Xero's pricing page does not say where data is hosted.
  • Reckon allows unlimited users on every plan, and Xero says it charges no per-user licence fees.

Xero and Reckon One plan details

Plan details from Xero's Australian pricing page and Reckon's Australian accounting software page, at the regular monthly price rather than any introductory offer. Xero states its prices are in AUD and include GST.
Plan detailXeroReckon
Ignite or Accounting Plus plan, per month after any offer$37$24
UsersNo per-user licence feesUnlimited
Budgeting feature each pricing page listsBudget with smart suggestions, Comprehensive plan and upAccounting Plus plan and up
Multiple currenciesComprehensive plan and upNot listed on its accounting software page
Renewal and cancellingMonthly, until cancelledAt any time
Where data is hostedNot stated on its Australian pricing pageAustralian servers on Amazon Web Services

Source: Xero Limited, Pricing plans (Australia); Reckon Limited, Accounting software, plans and pricing (Australia). Checked 15 Oct 2026.

General information

Xero and Reckon both run introductory offers that change the first months' price. This is general information from their own pages on the date shown, not advice on which suits your business; check each vendor's page before signing up. Sources checked 15 October 2026.

Sources

  1. Pricing plans (Australia)

    Xero Limited. Current at 15 October 2026, released 15 October 2026. Checked 15 October 2026.

    Xero is a trademark of Xero Limited. Licence: Xero terms of use (facts quoted with attribution, no endorsement implied).

  2. Accounting software, plans and pricing (Australia)

    Reckon Limited. Current at 15 October 2026, released 15 October 2026. Checked 15 October 2026.

    Reckon is a trademark of Reckon Limited. Licence: Reckon terms and conditions (facts quoted with attribution, no endorsement implied).

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